Referral guides and comparisons 2026
What you need to refer safely: real amounts, activation requirements and pitfalls to avoid. Each guide is checked against the brand's official programme.
87 published guides8 categoriesAmounts manually verified
Finance
Finance
Investment referral: understanding Trade Republic's free share or ETF
Trade Republic referral 2026: randomly selected share or ETF worth €5 to €200, variable conditions, product risk and precautions before investing.
23 August 20265 min read
Finance
Yomoni: life insurance, PEA, PER or CTO with a referral?
Yomoni life insurance, PEA, PER or CTO: compare access, risk, fees and tax before requesting the private referral invitation.
22 August 20267 min read
Finance
Signed up for Wise without a referral link? The 30-day deadline to know
Wise gives users 30 days to add a referral link after signing up. Learn what this allows and what it does not guarantee.
22 August 20265 min read
Finance
Wise referral program: transactions that do not qualify for the reward
Wise referral program 2026: same-currency transfers, withdrawals, cash-like transactions, gambling, tax, investments and crypto do not qualify according to Wise.
18 August 20264 min read
Finance
Business account referral: understanding Qonto's two tiers
Qonto referral 2026: up to 160 € each across two tiers, with physical card spending, a paid subscription and terms to check before clicking.
17 August 20265 min read
Finance
Why Wise uses a single referral link rather than a promo code
Wise mainly works through a single referral link. Understand why this system limits errors and how to check attribution before signing up.
16 August 20265 min read
Finance
Wise referral programme: why the offer depends on your region
Wise referral programme 2026: why the offer depends on your region, how to understand the displayed benefit and avoid unguaranteed amounts before clicking.
15 August 20265 min read
Finance
French bank referral programmes: BoursoBank, Fortuneo and Monabanq compared
French bank referral programmes in 2026: BoursoBank, Fortuneo and Monabanq compared using verified amounts, conditions, time frames and the profiles suited to each account.
14 August 20265 min read
Finance
Wise referral code: verified link, free transfer and actual terms (2026)
Verified Wise referral code 2026: active jonathank2059 link, discount depending on region, often a free transfer. Wise terms and pitfalls to avoid.
12 August 20266 min read
Finance
Yomoni bonus 2026: does it really cover management fees?
Yomoni's €100 to €500 bonus compared with fees over 12 months: calculation by tier, actual payment time, conditions and private invitation.
20 July 20265 min read
Finance
Qonto referral code 2026: €160 for opening a business account
Qonto referral code 2026: up to €160 for both referrer and referred customer, physical-card and spending conditions, pricing and capital deposit. Verified guide.
20 July 20264 min read
Finance
Trade Republic vs Yomoni referral 2026: which should you choose?
Trade Republic or Yomoni in 2026: a free share (€5 to €200) with Trade Republic, up to €500 based on deposit tiers with Yomoni. An honest comparison.
27 June 20265 min read
Finance
Revolut vs BoursoBank referral 2026: which should you choose?
Revolut: variable reward in the app. BoursoBank: up to €160 for the referred friend and €60 for the referrer, or €220 between you. 2026 comparison.
27 June 20265 min read
Finance
N26 vs BoursoBank referral programmes in 2026: which should you choose?
N26 or BoursoBank in 2026: €15 each at N26, up to €160 for the referred customer and €20 to €60 for the referrer at BoursoBank.
27 June 20265 min read
Finance
Monabanq vs BoursoBank referral 2026: which should you choose?
Monabanq or BoursoBank in 2026: up to €280 for the referred customer at Monabanq, up to €160 for the referred customer and €220 combined at BoursoBank.
27 June 20265 min read
Finance
Fortuneo vs Revolut referrals 2026: which should you choose?
Fortuneo or Revolut in 2026: up to €260 between two people on Fortuneo Gold, Revolut reward variable in the app. Comparison of conditions and profiles.
27 June 20265 min read
Finance
Finary referral code 2026: where to find it and how it works
Finary referral code 2026: 1 Premium month, the requirement to sync 2 institutions, verified Plus pricing and official sources.
30 May 20264 min read
Finance
Top 10 most profitable referral programmes in 2026: full ranking
Ranking of the 10 most profitable referral programmes in France in 2026. Monabanq, Fortuneo, BoursoBank, Trade Republic and more, with verified amounts and a maximum stacking strategy.
26 May 202611 min read
Finance
Best bank referral programmes 2026: ranking the top 7 offers
Ranking of the 7 best bank referral offers in France in 2026. Verified amounts, actual conditions and tips to maximise your earnings.
26 May 202612 min read
Finance
Revolut vs N26 referral 2026: which should you choose? Full comparison
Revolut or N26 in 2026: variable Revolut reward in the app, N26 rates to be confirmed on its official page. Comparison of conditions and services.
19 May 20268 min read
Finance
N26 referral 2026: €15 for the referrer and €15 for the referred friend - Complete guide
N26 referral 2026: €15 for the referrer and €15 for the referred friend. Conditions, registration in 8 minutes, detailed steps and comparison with Revolut and BoursoBank.
19 May 202611 min read
Finance
Monabanq referral 2026: €50 for the referrer and up to €280 for the referred friend - Complete guide
Monabanq referral 2026: €50 for the referrer if the referred friend opens Uniq+, €30 with Uniq or Pratiq+, and up to €280 for the referred friend as a welcome offer.
19 May 202611 min read
Finance
Engie referral programme 2026: up to €45 each - Guide and referral code
Engie referral code 2026: up to €45 for the referrer and €45 for the referred friend. Max 10 referrals/year, gas and electricity. Terms, steps and TotalEnergies comparison.
19 May 202610 min read
Finance
Revolut referral: actual terms, timeframes and pitfalls to avoid (2026)
Revolut referral 2026: reward, required purchases and deadline vary according to the campaign shown in the app. Verified terms and steps.
12 May 202611 min read
Finance
Fortuneo referral: how much can you really earn and how can you avoid the pitfalls? (2026)
Fortuneo referral: Gold €110 referrer / €150 referred friend until 31/08, Fosfo €70 each, Stock Market up to €80/€80. Timescales and pitfalls.
12 May 202613 min read
Finance
BoursoBank referral programme 2026: up to €220 between two people - Complete guide
BoursoBank: up to €160 for the referred friend and €20 to €60 for the referrer, totalling €220 between two people. Public reward scale since 06/08/2026, with detailed conditions.
12 May 20269 min read
Finance
Trade Republic referral code 2026: free share for referrer and friend
Trade Republic referral 2026: the referrer and friend can each receive a share or ETF worth €5 to €200. Official terms and limits.
5 May 202610 min read
Finance
Finary referral programme 2026: 1 month of Premium, conditions and limits
Finary referral guide 2026: 1 month of Premium, the requirement to synchronise 2 institutions, Plus pricing and verified official sources.
5 May 202610 min read
Finance
Best investment referral offer 2026: Trade Republic, Degiro, eToro, Finary, Snowball and Binance compared
Comparison of the best investment referral offers in 2026: Trade Republic, Degiro, eToro, Finary, Snowball and Binance. Verified amounts, conditions and advice.
24 April 20269 min read
Finance
Snowball Invest referral programme 2026: complete guide - how does it work and how much can you earn?
Snowball Invest referral programme 2026: 0.5% bonus over 3 months for the referrer and referred friend. Subscription required, calculations in euros and comparison with Trade Republic. Complete guide.
24 April 202610 min read
Finance
Fortuneo vs BoursoBank referral 2026: which should you choose? Full comparison
Fortuneo Gold: €110 referrer, €150 referred friend. BoursoBank: up to €60 referrer, €160 referred friend. Rates verified on 12/08/2026.
24 April 20269 min read
Finance
Binance referral 2026: complete guide to the referral code and trading commission
Binance referral code 2026: up to 20% commission on every trade made by the referred user. KYC required, AMF warning, Coinbase comparison. Complete guide.
24 April 202610 min read
SaaS & software
SaaS & software
Subscription referrals: Alan, Dougs and Proton do not reward you like a bank
Subscription referrals in 2026: Alan, Dougs and Proton mainly offer free months or service credits, not a traditional bank bonus. Clear conditions.
20 August 20265 min read
SaaS & software
Proton Mail referral 2026: $20 in credits for the referrer and referred friend
Proton Mail referral 2026: $20 in Proton credits for the referrer, a 2-week trial + $20 for the referred friend. Conditions, steps and email service comparison.
5 May 20268 min read
SaaS & software
Lovable referral: how to get 10 free credits in 2026
How does the Lovable referral programme work in 2026? 10 credits for the referrer and 10 credits for the referred user. Conditions, steps and SaaS comparison.
5 May 20269 min read
SaaS & software
Dougs referral programme 2026: 1 month free (special 2-month offer) for the referrer and referred friend
How does the Dougs referral programme work in 2026? 1 month free (2 months with a special offer) for the referrer and referred friend. Conditions, steps and comparison.
5 May 20268 min read
SaaS & software
Best SaaS referral programmes 2026: Lovable, Dougs, Proton - full comparison
What are the best SaaS referral programmes in 2026? Lovable, Dougs, Proton and Hostinger: comparison table, verified amounts, credits versus euros. Complete guide.
24 April 202610 min read
Insurance
Insurance
Orus referral bonus: amount, payment time and conditions in 2026
Orus referral bonus: calculate the amount, check invoices, the IBAN and status, then understand when the bank transfer may be made in 2026.
17 August 202610 min read
Insurance
Orus promo code or Orus referral: which should you choose in 2026?
Orus promo code or referral: compare the gain, combination, conditions and timeframe before taking out professional insurance in 2026, using a clear method.
17 August 20268 min read
Insurance
MAIF referral 2026: €40 for you and your referred member - Complete guide
How does the MAIF referral programme work in 2026? Up to €40 for the referrer and referred member when taking out a policy. Complete guide and insurance comparison.
2 June 20268 min read
Insurance
Best insurance referral programmes 2026: comparison of the top 6 offers
Comparison of the 6 best insurance referral offers in France in 2026: Alan, MAIF, AXA, Direct Assurance, Wilov and Luko. Amounts, cautions and advice.
26 May 202611 min read
Insurance
Direct Assurance referral: €50 for the referrer and €50 for the referred friend (2026)
How does the Direct Assurance referral programme work in 2026? €50 refunded to the referrer and €50 to the referred friend with the code DIRECTPARRAIN. Conditions, timeframe and cap.
5 May 20269 min read
Telecom
Telecom
SFR referral programme: conditions, payment and offer variability (2026)
How does the SFR referral programme work in 2026? Amounts vary by campaign, step-by-step guide for referrers and referred customers, plus an Orange, Bouygues and Free comparison.
2 June 202610 min read
Telecom
Best mobile network referral programmes 2026: Orange, Bouygues, SFR and Free compared
Comparison of the best mobile network referral programmes in France in 2026. Orange up to €100, Bouygues €50, SFR €50, Free 1 month free. Amounts and conditions checked.
26 May 20269 min read
Telecom
Bouygues Telecom referral programme 2026: what is really left
Bouygues Telecom referral programme 2026: the operator no longer publishes a reward scale and its dedicated page returns a 404. What can still be verified, and where to check it.
19 May 20268 min read
Mobility
Mobility
BlaBlaCar referral programme 2026: 5€ travel credit - Complete guide
How does the BlaBlaCar referral programme work in 2026? 5€ travel credit for the referrer and referred friend on the first booking. Complete guide and car-sharing comparison.
2 June 20268 min read
Mobility
HomeExchange GuestPoints 2026: referral, value and limitations
HomeExchange GuestPoints 2026: how they work, their practical value, 250 GP referral reward, referrer and referred friend conditions and limitations. Official sources verified.
24 April 20265 min read
Mobility
Airbnb referrals 2026: complete host and traveller guide, amounts and conditions
Airbnb referrals 2026: up to 765€ for hosts, travel credits for travellers. Two separate programmes, conditions, and a comparison with Booking and HomeExchange.
24 April 20267 min read
Shopping
Shopping
Shopping and fashion referral programmes 2026: verified comparison
Comparison of 7 shopping referral programmes in 2026: 2 ranked, 3 presented with restrictions and 2 unranked due to insufficient up-to-date official evidence.
16 August 202612 min read
Shopping
WeWard referral code 2026: free Wards and complete guide
How do you use a WeWard referral code in 2026? Sign-up Ward bonus, step credits, converting Wards into euros - Complete guide to the walking app.
2 June 20269 min read
Shopping
Shein referral programme 2026: discount vouchers, terms and complete guide
How does the Shein referral programme work in 2026? Discount vouchers for referrers and referred friends, terms, a step-by-step guide and an honest review of the programme and brand.
2 June 20269 min read
Shopping
PayPal referrals: how they work, availability and conditions (2026)
PayPal referrals 2026: up to 10€ for the referrer and referred friend with a new account. Conditions, steps and offer variability. Programme accepted in 50M+ shops.
24 April 202610 min read
Shopping
Back Market referral programme 2026: €10 for you and your friend on refurbished products
Back Market referral programme 2026: €10 for the friend on orders from €100, and a €10 voucher for the referrer. Conditions, steps and refurbished product comparison.
24 April 202611 min read
Food
Food
Food and delivery referrals 2026: verified comparison
2026 comparison: Uber Eats verified, Deliveroo partially documented, TheFork neutral, HelloFresh and La Belle Vie unranked based on official evidence.
16 August 202613 min read
Food
Uber Eats referral 2026: variable reward and conditions
Uber Eats referral 2026: reward varies by city, first order required, code must be entered before payment and checks to perform if the reward is missing.
2 June 20269 min read
Guides
Guides
Referral reward not received: diagnosis and remedies in 2026
Referral reward not received? Check 6 points, gather your evidence, submit a written claim and choose the appropriate remedy without confusing a delay with a refusal.
16 August 202617 min read
Guides
Parraineo review 2026: valid codes and comparison with PlanParrainPromo
Is Parraineo reliable? A 2026 analysis of its displayed 4.8/5 rating from 384 reviews, dates, reportedly valid codes, evidence and limitations to know before using it.
15 August 20268 min read
Guides
Parrainage101 review 2026: editorial guide or verified selection?
Is Parrainage101 reliable? A 2026 analysis of its guides, comparisons, sources, dates and limitations, compared with PlanParrainPromo's verified listings.
15 August 20268 min read
Guides
Parrainage.co review 2026: comparison with PlanParrainPromo
Is Parrainage.co reliable? Compare its claimed 2,000 merchants with PlanParrainPromo: codes, messaging, checks, benefits and limitations to know in 2026.
15 August 20268 min read
Guides
MoneyNow review 2026: reward sharing or editorial comparison site?
Is MoneyNow reliable? Analysis of its advertised sharing of up to 50% of its reward, finance offers, dates, evidence and precautions before choosing in 2026.
15 August 20269 min read
Guides
LeParrain.com review 2026: comparison with PlanParrainPromo
Is LeParrain.com reliable? Compare its 830 listed offers with PlanParrainPromo: announced verification, access, publication and limitations to know in 2026.
15 August 20268 min read
Guides
Code-Parrainage.net review 2026: comparison with PlanParrainPromo
Is Code-Parrainage.net reliable? Compare its 430 retailers with PlanParrainPromo: code submission, checking, benefits and limitations to know in 2026.
15 August 20268 min read
Guides
BonusParrainage review 2026: expatriate finance or general comparison site?
Is BonusParrainage reliable? 2026 analysis of its France, Canada and expatriate offers, checking dates, affiliate links, advantages and limitations to know.
15 August 20268 min read
Guides
How can you share a referral link without being pushy or losing trust?
Share a referral link without spamming: the right audience, referral benefit, clear terms and Wise, N26 and Uber examples to improve conversions without pressure.
13 August 20265 min read
Guides
Where to find your referral code in 2026, app by app
Where to find a referral code and when to enter it. Exact steps by type of service, links without codes and mistakes that void the reward.
31 July 20266 min read
Guides
How to earn 100 € through referrals in 2026 (real offers and conditions)
Which referral programmes really reach 100 € in 2026, and under what conditions. Offers checked by hand, the 50 € tier, time frames and pitfalls to avoid.
31 July 20266 min read
Guides
Referral or promo code in 2026: what is the difference and which should you choose?
Promo code or referral in 2026: one lowers the price, while the other pays you a bonus. A clear comparison of both mechanisms, with examples and advice to help you choose.
27 June 20267 min read
Guides
Referral or cashback in 2026: what is the difference and which pays more?
Referral or cashback in 2026: two different ways to earn money on your purchases. An honest comparison of the models, amounts and user profiles to help you choose.
27 June 20269 min read
Guides
Referral site or Dealabs in 2026: where can you find the best deals?
Dealabs or a specialist referral site in 2026? A deal community versus a verified selection: an honest comparison of both ways to find a good deal.
27 June 20266 min read
Guides
Referral rewards: money, credits or free months, and how long do they take? (2026)
Money, credits or free months: what 33 verified programmes pay and how long it takes. Bonuses, discounts and affiliate commissions are three different things.
27 June 20267 min read
Guides
Super Parrain review 2026: comparison with PlanParrainPromo
Is Super Parrain reliable? Compare its advertised 4,300 offers with PlanParrainPromo: community, messaging, verification and limitations to know about in 2026.
27 June 20267 min read
Guides
LeParrainage review 2026: comparison with PlanParrainPromo
Is LeParrainage reliable? Compare its 434 displayed offers with PlanParrainPromo: messaging, ratings, bio link, verification and limitations to know in 2026.
27 June 20268 min read
Guides
1parrainage review 2026: comparison with PlanParrainPromo
Is 1parrainage reliable? Compare its claimed 3,000 offers with PlanParrainPromo: publishing, messaging, verification, benefits and limitations in 2026.
27 June 20268 min read
Guides
Joko or referral in 2026: automatic cashback versus a sign-up bonus
Joko, automatic cashback through your bank card, compared with referral in 2026: how it works, security, amounts and user profiles. An honest comparison to help you choose.
27 June 20265 min read
Guides
iGraal, Poulpeo, Widilo or referral: the 2026 comparison
iGraal, Poulpeo, Widilo: how do the cashback leaders compare with referral in 2026? A comparison of models, amounts and user profiles to help you choose correctly.
27 June 20266 min read
Guides
Which referral site should you choose in 2026? Comparison of 11 solutions
Compare 11 referral sites in 2026: directories, verified selections and bonus sharing, with criteria, sources and limitations clearly stated here.
27 June 202612 min read
Guides
France Referral Programme Observatory 2026: 39 Programmes Reviewed
France referral programme data updated 24 August 2026: 39 programmes, 30 publicly confirmed as active, with fixed-euro medians recalculated.
27 June 20269 min read
Guides
eBuyClub or referrals in 2026: discounted gift cards versus a net bonus
eBuyClub, cashback with discounted gift cards and in-store cashback, compared with referrals in 2026: how they work, amounts and user profiles. An honest comparison to help you choose.
27 June 20265 min read
Guides
Best referral programs for travellers in 2026: payments, currency exchange and savings
Referral programs for travellers in 2026: fee-free cards abroad, competitive currency exchange and travel services. Verified benefits from Revolut and N26, plus programs to explore.
27 June 20263 min read
Guides
Best referral programs for students in 2026: free accounts and small bonuses
Referral programs for students in 2026: suitable free accounts and bonuses from BoursoBank, N26, Revolut and Trade Republic, with verified amounts and no account fees.
27 June 20264 min read
Guides
Best referral programs for investors in 2026: stocks, ETFs and managed portfolios
Referral programs for investors in 2026: brokers, PEA accounts and managed portfolios. Verified Trade Republic, Yomoni, Fortuneo and BoursoBank bonuses, with risk warning.
27 June 20264 min read
Guides
Best referral programs for freelancers and entrepreneurs in 2026
Referral programs for freelancers and entrepreneurs in 2026: business accounts, accounting, no-code and privacy tools. Verified Qonto, Dougs, Lovable and Proton benefits.
27 June 20263 min read
Guides
How does referral work? A complete guide for beginners
How does referral work? Definition, referrer/referred person mechanism, types (banking, insurance, energy, SaaS), activation steps and pitfalls to avoid.
26 May 202610 min read
Guides
Best referral codes May 2026: finance, energy and SaaS archive
Archive of referral codes from May 2026: BoursoBank, Fortuneo, Engie, Lovable, Proton. Historical rates to compare with current pages.
1 May 20268 min read
Guides
Best energy referral offer 2026: Engie, TotalEnergies and Octopus compared
What is the best energy referral offer in 2026? Engie offers 45€ for the referrer + 45€ for the referred customer. TotalEnergies, Octopus and EDF compared, with a complete guide and advice.
24 April 20269 min read
Guides
AXA referral programme: how it works, eligible policies and timeframes (2026)
AXA referral programme 2026: up to a €50 gift voucher for the referrer and a discount for the referee when taking out a policy. Conditions, steps and insurer comparison. Verified data.
24 April 202611 min read
Guides
Are referral rewards taxable in 2026? Tax treatment of referral bonuses in France
Are referral rewards taxable in France in 2026? Tax rules, thresholds, reporting, box 5KU and practical advice. Information, not tax advice.
24 April 202610 min read