Guides✓ Verified on 27 June 20264 min readUpdated on 23 August 2026

Best referral programs for investors in 2026: stocks, ETFs and managed portfolios

For an investor, a referral reward is a sign-up benefit, never a sufficient reason to invest. Here are the most relevant programs in 2026 for different approaches, including brokers, PEA accounts and managed portfolios. Their values were checked manually, alongside a clear reminder: investing involves a risk of capital loss. Reconfirm every offer on its official website.

Best referral programs for investors in 2026: stocks, ETFs and managed portfolios
YomoniBoursoBankFortuneoTrade Republic

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The best referral programs for investing

Program Referred-customer bonus Approach
Yomoni up to €500, through deposit tiers Managed portfolio, with investments managed for you
BoursoBank up to €160 Bank with stock-market access
Fortuneo €150 Gold / €120 life insurance; stock-market offer expired Online bank, PEA offer to be rechecked
Trade Republic Share or ETF worth €5 to €200 Broker, with a variable bonus depending on offer and country

In brief: with a large deposit in a managed portfolio, Yomoni pays the most in this review, subject to tiers. Trade Republic is the most accessible for starting on the stock market with a small amount. BoursoBank suits investors who want a bank with access to investments. Fortuneo remains relevant for its investment products: its stock-market offer advertises up to €80 each as of 15/08/2026, subject to conditions.

Why these programs suit investors

The right choice depends on your approach. If you want to delegate investment management, Yomoni, which provides managed ETF portfolios, offers the highest bonus, provided that you invest a substantial amount. If you prefer to manage investments yourself, Trade Republic is the most accessible broker, with a free share after an initial investment. Fortuneo appeals to PEA investors through low brokerage fees, while BoursoBank combines everyday banking and stock-market access with a substantial referred-customer bonus.

For a detailed comparison of the broker and managed-portfolio approaches, read Trade Republic vs Yomoni.

Which option suits which investor?

Choose Yomoni if you are investing a substantial sum, want to delegate management and are targeting the highest bonus.

Choose Trade Republic if you are starting out, want to manage investments yourself and want an accessible reward without a large deposit.

Choose Fortuneo or BoursoBank if you want a bank with access to investments such as a PEA or stock-market account and a euro-denominated bonus.

Check before taking action: Fortuneo was checked again on 15/08/2026; BoursoBank was checked again on 12/08/2026; the other figures in this review remain dated June 2026 and must be reconfirmed. Investing involves a risk of capital loss, and the bonus should not be the sole reason to invest. Confirm every offer on its official website before subscribing. PlanParrainPromo.fr is independent and has no commercial partnership with these brands.

See also

All verified referral codes, ranked by amount and category:

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PlanParrainPromo.fr is not an official partner of any brand mentioned. Amounts and conditions change, so always check the current offer on the brand's official website before signing up.