Trade Republic Referral Code 2026: Free Share Worth €5-€200
One free share worth €5-€200 for the referee (referrer: 3% interest for 3 months or a share)
The Trade Republic referral programme gives the referee a randomly drawn stock or ETF worth €5 to €200; the referrer gets 3% interest on their cash balance for 3 months (customers from before 12 May 2026, up to 4 referrals) or a €5-€200 share. Trade Republic is Europe's fastest-growing broker with 8M+ clients - investing in stocks, ETFs, bonds and crypto at 0% commission. Founded in Berlin in 2015, regulated by BaFin and covered by the German deposit guarantee scheme up to €100,000. Per the T&C, referral codes are shared privately: this site does not publish a Trade Republic referral link.
Who it's for and when
Trade Republic suits beginners in stock investing or those looking for a simple, low-cost broker for stocks, ETFs or crypto. The 0% commission policy makes it particularly attractive for small investors and those doing DCA (monthly progressive investing). Less suited if you need phone customer support or an advanced trading interface.
How to get it, step by step
- Ask a friend who already uses Trade Republic for their referral link or code (the T&C prohibit public sharing of codes)
- Download the Trade Republic app and create your account
- Verify your identity (ID required - 10 min process)
- Fulfil the bonus conditions shown in the app (deposit and investments depending on the promotion, within 21 days)
- The randomly drawn stock or ETF is then purchased by Trade Republic within 30 days (a 90-day sale block may apply)
Our analysis
Trade Republic revolutionised European retail brokerage with its 0% commission policy on stocks and ETFs (€1 order fee on some products). The interface is minimalist and intuitive - ideal for beginners. Automated investment plans (monthly DCA) are very popular. Cash balance earns 3.75%/year (variable rate). Since 2023, Trade Republic also offers government bonds and a savings account. Caveats: customer service via chat only, no PEA (French equity savings plan), 0.99% FX fee.
Strengths
- 0% commission on stocks and ETFs - revolutionary in Europe
- Very convenient monthly automatic investment plans
- Cash earning 3.75%/year
- Simple and intuitive interface, ideal for beginners
- 8M+ clients - solidity and trust
Things to watch
- No PEA (French equity savings plan) - ordinary securities account only
- Customer support via chat only - no phone support
- FX fee of 0.99% - to watch for foreign stocks
Frequently asked questions
How does Trade Republic referral work?
The referrer shares their personal referral link. When a new user signs up via this link and fulfils the bonus conditions shown in the app within 21 days, they receive a randomly drawn stock or ETF worth €5 to €200. The referrer gets 3% interest on their cash balance for 3 months if they were a customer before 12 May 2026 (up to 4 referrals), otherwise a €5-€200 share (cumulative cap €2,000).
Is Trade Republic safe for investing?
Yes. Trade Republic is authorised by BaFin (German regulator) and covered by the German deposit guarantee scheme up to €100,000. Securities (stocks, ETFs) held are not part of Trade Republic's balance sheet - they are held at a central depositary (Clearstream). In case of Trade Republic insolvency, your securities remain yours. Cash deposits are also protected up to €100,000.
Trade Republic vs Bourse Direct: what's the difference?
Trade Republic is simpler, without a PEA but with 0% commission and a clean mobile interface - ideal for beginners and DCA investing. Bourse Direct is a historic French broker with PEA access, securities accounts, and more advanced trading tools for active investors. If you're a French tax resident looking to optimise capital gains taxation, Bourse Direct's PEA is more advantageous. For simple getting-started and regular investing, Trade Republic is more accessible.
What reward does the Trade Republic referral give?
The referee receives a randomly drawn stock or ETF worth €5 to €200, credited once the bonus conditions shown in the app are fulfilled within 21 days (purchase executed within 30 days). The referrer gets 3% interest on their cash balance for 3 months if they were a customer before 12 May 2026 (up to 4 referrals), otherwise a €5-€200 share (cumulative cap €2,000).
How do you get a Trade Republic referral link (is there a code)?
There is no public code: Trade Republic works only through a personal invitation link, generated in the app (Profile or Investments, then the Referral tile, then Invite). For the referral to be valid, the referee must enter their phone number in the link, download the app and open their account with that same number. An account created without going through the link triggers no bonus.
Can you share your Trade Republic link on social media or forums?
No. Trade Republic's terms prohibit public sharing of the referral link: social media, YouTube, forums, code sites, messaging groups or mass emails. The link must be shared privately (SMS, messaging, personal email). If public sharing is detected, Trade Republic can cancel pending bonuses and remove the referrer from the programme. The programme is for personal, non-commercial use only.
Offer verified on 2026-07-02