Trade Republic Referral - Stock or ETF Subject to Terms
Stock or ETF worth €5-€200 for each party, subject to the displayed terms
The Trade Republic programme may award both referrer and referee a randomly selected stock or ETF worth €5 to €200 each. The bonus, amount and conditions vary by promotion and country of residence. The referee must use the personal link when registering and complete the in-app conditions within 21 days. Public sharing is prohibited, so this site does not publish a Trade Republic referral link.
Who it's for and when
Trade Republic may suit investors looking for a simple interface, clearly priced one-off orders or recurring investment plans. In France it also offers a PEA. Compare spreads, third-party fees and product features before investing.
How to get it, step by step
- Ask a friend who already uses Trade Republic for their referral link or code (the T&C prohibit public sharing of codes)
- Download the Trade Republic app and create your account
- Verify your identity using the document requested in the app
- Fulfil the bonus conditions shown in the app (deposit and investments depending on the promotion, within 21 days)
- The randomly drawn stock or ETF is then purchased by Trade Republic within 30 days (a 90-day sale block may apply)
Our analysis
Trade Republic states that it charges no variable order commission, but applies a €1 external settlement fee to each one-off transaction; savings-plan executions are free. Spreads and third-party costs may still apply. In France, a PEA is available and official support advertises 24/7 chat and phone assistance. The cash interest rate varies, so check the current rate and conditions in the app.
Strengths
- No variable commission on one-off orders, with a €1 external settlement fee
- Free savings-plan executions
- PEA available in France
- Official 24/7 chat and phone support
- Simple interface and recurring investment plans
Things to watch
- €1 external settlement fee on each one-off transaction
- Possible spreads and third-party costs depending on the instrument
- Variable cash interest rate, to be checked in the app
Frequently asked questions
How does Trade Republic referral work?
The referrer privately shares their personal link. The referee uses it when registering and completes the in-app conditions within 21 days. Depending on the promotion and country, both may receive a €5-€200 stock or ETF. Bonuses are allocated within 30 days after validation.
Is Trade Republic safe for investing?
Yes. Trade Republic is authorised by BaFin (German regulator) and covered by the German deposit guarantee scheme up to €100,000. Securities (stocks, ETFs) held are not part of Trade Republic's balance sheet - they are held at a central depositary (Clearstream). In case of Trade Republic insolvency, your securities remain yours. Cash deposits are also protected up to €100,000.
Trade Republic vs Bourse Direct: what's the difference?
Both now offer a PEA in France. Trade Republic highlights a simple interface, free savings-plan executions and a €1 external settlement fee per one-off order. Bourse Direct has its own fee schedule and different tools. Compare available markets, total costs and features before choosing.
What reward does the Trade Republic referral give?
The referrer and referee may each receive a randomly selected stock or ETF worth €5 to €200. The referee must use the link when registering and complete the in-app conditions within 21 days; these vary by promotion and country. The bonus is allocated within 30 days after validation.
How do you get a Trade Republic referral link (is there a code)?
There is no public code: Trade Republic works only through a personal invitation link, generated in the app (Profile or Investments, then the Referral tile, then Invite). For the referral to be valid, the referee must enter their phone number in the link, download the app and open their account with that same number. An account created without going through the link triggers no bonus.
Can you share your Trade Republic link on social media or forums?
No. Trade Republic's terms prohibit public sharing of the referral link: social media, YouTube, forums, code sites, messaging groups or mass emails. The link must be shared privately (SMS, messaging, personal email). If public sharing is detected, Trade Republic can cancel pending bonuses and remove the referrer from the programme. The programme is for personal, non-commercial use only.
Offer verified on 2026-08-28
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Decision tools
Complete Trade Republic referral guide: requirements, timing and pitfalls