BoursoBank Referral Code 2026: Up to €220
Referee bonus depending on the current offer, up to €220 during boost campaigns
The BoursoBank referral programme offers up to €130 welcome bonus to new clients depending on current offers. BoursoBank, formerly Boursorama Banque, is France's #1 online bank with 7M+ clients - a Société Générale subsidiary. It offers a full range: free Essentiel current account (subject to conditions), online brokerage, life insurance, home loans and consumer credit.
Who it's for and when
BoursoBank is ideal for those wanting to cut banking fees: free current account, no-fee Visa Premier or Ultim card, competitive online brokerage. Especially worthwhile if you also invest - BoursoBank offers some of the lowest trading fees in France.
Verified amounts and conditions
- Referrer : 30€
- Referee : up to €130 (cumulative)
How to get it, step by step
- Click the BoursoBank referral link
- Choose your account type (Essentiel, Welcome, Ultim...)
- Complete the online application (15 min)
- Deposit the minimum required amount for your plan
- The referral bonus is paid after the eligibility period
Our analysis
BoursoBank is consistently ranked as the cheapest online bank in France. The Essentiel account is free with at least one card purchase per month. The free Visa Ultim card (subject to conditions) offers airport lounge access, travel insurance and zero foreign fees. Customer service is well-rated but digital-only (chat, email, app). No physical branches.
Strengths
- France's cheapest online bank for years running
- Full range: banking + brokerage + life insurance + credit
- Free Visa Ultim card (subject to conditions) - airport lounges, €0 abroad
- Well-rated mobile app on App Store and Google Play
- Welcome bonus up to €130 via referral
Things to watch
- No physical branch - everything online or by phone
- Free account subject to conditions (minimum 1 purchase/month)
- Customer service can be slow during peak periods
Frequently asked questions
How does the BoursoBank referral bonus work?
The bonus is paid to the new client after account validation and fulfilment of conditions (deposit amount, holding period). The amount varies according to current promotional offers.
Is BoursoBank secure?
Yes. BoursoBank is a bank authorised by the ACPR, a Société Générale subsidiary. Deposits are guaranteed by the French Deposit Guarantee and Resolution Fund (FGDR) up to €100,000.
How do you get the BoursoBank referral bonus, step by step?
The amount is not fixed: the referee's bonus matches the commercial offer running on the day they start their application (viewable in the Client Area, Parrainage section). It combines several stacking bonuses: effective account opening, first deposit, at least one card transaction each month in the first months, and use of the EasyMove bank-switching service. The referee starts their signup via the referrer's invitation (link or QR code), which pre-fills the referral. Always check the amount shown when you refer, as it changes with each campaign.
What conditions must you meet to be a BoursoBank referrer?
You must be a BoursoBank customer with a bank account AND hold at least one eligible product (Bourso Protect insurance, the Bourso+ offer, a personal loan, a securities account or PEA, for example): a plain bank account with a savings account is not enough to refer. Referral becomes available 1 business day after your card is activated. You must not be banned from banking or in dispute with BoursoBank. It is capped at 20 referral bonuses over a rolling 12 months.
When does the referrer receive their BoursoBank bonus?
The referrer is rewarded on the day their referee's bank account is effectively opened, and the bonus is paid into their BoursoBank bank account. You can track the referral's acceptance under Bons Plans & Parrainage, then Parrainage and Suivre mes parrainages. If your referee doesn't appear there, they didn't use your invitation: in that case the referral isn't counted and neither the referrer nor the referee bonus is paid.
Can you combine the BoursoBank referral with another offer, and what happens if you close the account?
No: the referral offer cannot be combined with another BoursoBank commercial offer, and the referee cannot stack the referral with operations such as the Pink Week End. Also, if the account is closed within 24 months of opening, or if salary domiciliation is not maintained over that period, BoursoBank reserves the right to reclaim the commercial bonuses paid. It is therefore better to open the account intending to use it long term.
Offer verified on 2026-07-20