Yomoni Referral 2026: Up to €500 per Referee
Code JONATHAN103: €100 to €500 each based on the initial deposit
Referral code : JONATHAN103
12 August 2026: Yomoni code JONATHAN103, up to €500 for both referrer and referee based on the initial deposit. Managed investing via ETFs. You can use this promo code during signup and, if there is a problem, use the form below to also receive an invitation by email. Warning: Yomoni states that publishing a code on a public webpage may prevent payment to the referrer.
Request an invitation
The secure form loads on this page. If it does not appear, enable JavaScript and reload the page.
Verifiable answer
The current offer pays €100, €200, €300 or €500 to both parties based on the net initial deposit. It requires a new client, managed investing, at least 30% in unit-linked assets or funds, and maintenance of the tier balance for 12 months.
| Checked point | Data | Primary source | Checked |
|---|---|---|---|
| Tiers | €100 from €5,000, €200 from €25,000, €300 from €50,000, €500 from €100,000 | Conditions Yomoni | 2026-08-22 |
| Validity | 7 June to 7 September 2026, signed file due before 8 September | Conditions Yomoni | 2026-08-22 |
| Payout | 12 months after funding if the account keeps the tier minimum | Conditions Yomoni | 2026-08-22 |
| Distribution | Code JONATHAN103 supplied by the referrer. Warning: Yomoni states that publishing a code on a public webpage may prevent payment to the referrer | Conditions Yomoni | 2026-08-22 |
Who it's for and when
The offer makes sense if you already planned to open your first eligible Yomoni account under a management mandate, can invest at least €5,000 and can keep the tier's minimum balance for 12 months. The bonus alone does not make an unsuitable investment appropriate.
Yomoni tiers from 7 June to 7 September 2026
The bonus is identical for referrer and referee. The complete application must be signed no later than 8 September 2026.
- €100 from €5,000
- €200 from €25,000
- €300 from €50,000
- €500 from €100,000
Conditions officielles Yomoni · 2026-08-22
Who is eligible for Yomoni referral?
The referee must be a new client opening their first life-insurance, securities, PEA or PER account under a management mandate, with at least 30% in unit-linked assets or funds. The offer cannot be combined with another promotion.
Conditions officielles Yomoni · 2026-08-22
When is the Yomoni bonus paid?
Yomoni schedules payment 12 months after the investment becomes effective. At that date, the account must remain open and its balance must be at least the minimum of the tier used to calculate the bonus.
Conditions officielles Yomoni · 2026-08-22
Code JONATHAN103 or email invitation?
You can enter code JONATHAN103 during signup. If it causes a problem, also request the invitation by email using the form. Warning: the official terms state that no payment is due to a referrer who publishes their code on public webpages, so PlanParrainPromo cannot guarantee the referrer's benefit.
Conditions officielles Yomoni · 2026-08-24
How to get it, step by step
- Copy the Yomoni code JONATHAN103 shown on this page
- On Yomoni, simulate your plan and open your first eligible account under a management mandate
- Enter the code before the electronic signature and invest at least €5,000
- If the code causes a problem, use this page's form to also receive an invitation by email
- Keep the account and the tier's minimum balance for 12 months
Our analysis
Yomoni schedules payment 12 months after the investment becomes effective, provided the account remains open and its balance stays at or above the selected tier. The referee must be a new client opening a first eligible account under a management mandate, with at least 30% in unit-linked assets or funds. The offer cannot be combined with another promotion and invested capital is at risk.
Strengths
- Visible, copyable JONATHAN103 code
- Same €100 to €500 bonus for referrer and referee
- Official tiers and campaign dates are published
- Eligible managed life insurance, PEA, securities account or PER
- Email invitation form available if there is a problem
Things to watch
- Payment only 12 months after the investment becomes effective
- Tier balance must be maintained until payment
- At least 30% in unit-linked assets or funds
- New client and first eligible account only
- Cannot be combined with another promotion
- Risk of capital loss
- Public code publication prevents referrer payment
Frequently asked questions
How much does the Yomoni referral give?
Referrer and referee each receive €100 from €5,000, €200 from €25,000, €300 from €50,000 or €500 from €100,000 of net initial deposit, subject to all campaign terms.
How does Yomoni managed investing work?
You answer a questionnaire that sets your risk profile, then Yomoni invests and manages your savings for you, mainly via ETFs, within a life-insurance policy, a savings plan, a securities account or a retirement plan. You do not have to pick the investments yourself.
Does the Yomoni referral carry risks?
Yes. Investing in the markets via managed investing carries a risk of capital loss (apart from the euro fund of the life-insurance policy): your portfolio value can go up or down. Only invest an amount suited to your situation and investment horizon.
How do I use Yomoni code JONATHAN103?
Enter JONATHAN103 during signup, before the electronic signature, and check that the code has been applied. If it causes a problem, use this page's form to also receive an invitation by email. Warning: Yomoni states that publishing a code on a public webpage may prevent payment to the referrer.
What minimum deposit for the Yomoni bonus?
The bonus depends on the net initial deposit, in tiers: €100 from €5,000, €200 from €25,000, €300 from €50,000 and €500 from €100,000, for both the referrer and the referee. Check the exact amounts of the current offer at the time of opening.
How many friends can you refer at Yomoni?
The Yomoni referral is limited to 10 referees per year under the observed offer. Each validated referee can generate a bonus based on their initial deposit, within this annual cap.
What account types does Yomoni offer?
Yomoni offers several managed-investing account types: life insurance, savings plan (PEA), securities account and retirement plan (PER), invested mainly via ETFs according to your risk profile.
Is capital guaranteed at Yomoni?
No, apart from the euro fund of the life-insurance policy: unit-linked and ETF investments carry a risk of capital loss. Your portfolio value can go up or down depending on the markets.
When is the Yomoni referral bonus paid?
The bonus is paid 12 months after the investment becomes effective. At that date, the account must still be open and the balance must remain at least equal to the minimum for the bonus tier.
Is Yomoni suitable for investing beginners?
Yes, that is one of its strengths: management is delegated, you do not have to pick your own investments. A questionnaire sets your risk profile and Yomoni manages the allocation via ETFs. Keep in mind the risk of capital loss.
Is the Yomoni referral bonus paid in cash?
Yes. The Yomoni referral pays a cash bonus (up to €500 depending on the initial deposit), not just a management-fee rebate. The amount is credited to both the referrer and the referee once the tier is reached and the conditions are validated, per the current offer.
What are the fees at Yomoni?
Yomoni's pricing page shows up to 1.6% per year all-in for life insurance, PEA, securities accounts and ETF-managed PER. Multi-asset PER profiles may reach about 2.04% to 2.20%. These fees apply independently of the referral bonus.
Are there deposit or withdrawal fees at Yomoni?
No. At Yomoni, entry, deposit, arbitrage, profile-change and exit fees are €0, on life insurance, the PEA, the securities account and the PER. You only pay the annual management and fund fees.
How quickly can you get your money back at Yomoni?
Your savings are not locked: you can request a withdrawal (partial or full) anytime online, with no exit fee. The time to receive the funds depends on the wrapper and the assets sold; usually a few business days, to be confirmed in Yomoni's terms at the time of withdrawal.
Are Yomoni's returns guaranteed?
No. Past performance, shown net of management fees, does not predict future performance and is not guaranteed. Apart from the euro fund of life insurance, investing via ETFs carries a risk of capital loss: the value can go up or down with the markets.
Offer verified on 2026-08-28
Similar referral offers
- American Express AIR FRANCE KLM PRO Platinum referral code
- Caisse d'Epargne Normandie referral code
- Orus referral code
- Finary referral code
Decision tools
Complete Yomoni referral guide: requirements, timing and pitfalls