Yomoni Referral 2026 - up to €500 (code JONATHAN103)
Bonus up to €500 for both the referrer AND the referee, based on the initial deposit (tiers €100/200/300/500), code JONATHAN103
Referral code : JONATHAN103
The Yomoni referral rewards the referrer and the referee with a bonus, the amount of which depends on the current offer (to be checked at the time of referral). Yomoni is the French pioneer of managed investing accessible to everyone: you delegate the management of your savings, invested via ETFs, within a life-insurance policy, a savings plan or a securities account, according to your risk profile.
Who it's for and when
The Yomoni referral makes sense if you want to invest in the markets without managing your own portfolio, via ETF-based delegated management, and can meet the minimum deposit required at opening. It is less relevant if you prefer to manage your own investments or are uncomfortable with the risk of capital loss.
Verified amounts and conditions
- Referrer : bonus up to €500 depending on the referee's initial deposit (tiers €100/200/300/500)
- Referee : bonus up to €500 depending on initial deposit (tiers €100/200/300/500)
How to get it, step by step
- Click the Yomoni referral link on this page
- Open an account (life insurance, savings plan, securities account or retirement plan) and set your profile
- Make the minimum deposit required at opening
- The referral bonus is credited per the current offer's conditions
Our analysis
Yomoni offers accessible managed investing (life insurance, savings plan, securities account, retirement plan) invested mainly via ETFs, with around ten risk profiles and over 100,000 clients. The referral bonus exists but its amount varies by the current campaign: check the exact offer and the minimum deposit required at opening. Caveats: financial markets carry a risk of capital loss (apart from the euro fund of the life-insurance policy), and the bonus may be conditioned on a minimum balance held for a certain period.
Strengths
- Referral bonus for the referrer and the referee (per the offer)
- Delegated managed investing, accessible to beginners
- Diversified ETF investing, several account types (life insurance, savings plan, securities, retirement)
- French pioneer of managed investing, 100,000+ clients
Things to watch
- Bonus amount varies by the current campaign
- Risk of capital loss on unit-linked investments
- Minimum deposit required at opening
- Bonus possibly conditioned on a balance held over time
Frequently asked questions
How much does the Yomoni referral give?
The referrer and the referee receive a bonus whose amount depends on the current offer. As Yomoni changes its campaigns, check the exact amount and conditions (minimum deposit, holding period) when you sign up via the link.
How does Yomoni managed investing work?
You answer a questionnaire that sets your risk profile, then Yomoni invests and manages your savings for you, mainly via ETFs, within a life-insurance policy, a savings plan, a securities account or a retirement plan. You do not have to pick the investments yourself.
Does the Yomoni referral carry risks?
Yes. Investing in the markets via managed investing carries a risk of capital loss (apart from the euro fund of the life-insurance policy): your portfolio value can go up or down. Only invest an amount suited to your situation and investment horizon.
What is the Yomoni referral code?
The Yomoni referral code is JONATHAN103. By signing up via the link or entering this code at opening, the referrer and the referee can receive a bonus based on the initial deposit made.
What minimum deposit for the Yomoni bonus?
The bonus depends on the net initial deposit, in tiers: €100 from €5,000, €200 from €25,000, €300 from €50,000 and €500 from €100,000, for both the referrer and the referee. Check the exact amounts of the current offer at the time of opening.
How many friends can you refer at Yomoni?
The Yomoni referral is limited to 10 referees per year under the observed offer. Each validated referee can generate a bonus based on their initial deposit, within this annual cap.
What account types does Yomoni offer?
Yomoni offers several managed-investing account types: life insurance, savings plan (PEA), securities account and retirement plan (PER), invested mainly via ETFs according to your risk profile.
Is capital guaranteed at Yomoni?
No, apart from the euro fund of the life-insurance policy: unit-linked and ETF investments carry a risk of capital loss. Your portfolio value can go up or down depending on the markets.
When is the Yomoni referral bonus paid?
The bonus is paid after the account is opened, the initial deposit reaches the required tier and Yomoni validates it, per the current offer's conditions. The deposit usually has to be held for a certain period.
Is Yomoni suitable for investing beginners?
Yes, that is one of its strengths: management is delegated, you do not have to pick your own investments. A questionnaire sets your risk profile and Yomoni manages the allocation via ETFs. Keep in mind the risk of capital loss.
Offer verified on 2026-06-06