Trade Republic vs Yomoni referral 2026: which should you choose?
Trade Republic and Yomoni are both investment-focused, but they take opposite approaches, both in their philosophy and their referral programmes. Trade Republic, the broker where you manage your investments yourself, offers a randomly selected free share (€5 to €200), available without a large deposit. Yomoni, the managed investment service, can pay up to €500, but according to high deposit tiers. One offers a quick, small reward; the other offers a large, conditional one. Here is how to decide. Data verified in June 2026 and to be reconfirmed with the official sources. Investing involves a risk of capital loss.
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| Criterion | Trade Republic | Yomoni |
|---|---|---|
| Reward | Randomly selected free share | Reward up to €500 |
| For the referrer | Share or ETF worth €5 to €200 depending on the offer | up to €500 depending on the referred friend's deposit |
| For the referred friend | Share worth €5 to €200 (randomly selected) | up to €500 depending on the initial deposit |
| Requirement | Reward conditions in the app (21 days) | Initial deposit (tiers: €100 from €5,000 … €500 from €100,000) |
| Model | Broker: you manage it yourself | Managed investing: it is managed for you |
| Timeframe | A few days | After deposit and approval |
The quick takeaway: for a small budget and a fast reward, Trade Republic is unbeatable in terms of accessibility. For anyone investing large sums through a managed service, Yomoni can pay much more, but the €500 maximum requires a €100,000 deposit.
Trade Republic: the free share, with no deposit barrier
Trade Republic lets you invest in shares, ETFs and other products yourself. For the referral programme, the referred friend uses the personal link when signing up and completes the conditions shown in the app within 21 days. Depending on the offer, the referrer and referred friend may each receive a randomly selected share or ETF worth €5 to €200.
The advantage is that no large deposit is required: the reward is unlocked after an initial investment. The trade-off is uncertainty: the exact value of the share depends on the draw.
Yomoni: the larger amount, but based on deposit tiers
Yomoni is the French pioneer in accessible managed investing, with more than 100,000 customers: you delegate management through life insurance, a PEA or a securities account invested in low-fee ETFs. Its referral reward can reach €500, but it is based on tiers linked to the referred friend's initial deposit: €100 from €5,000, €200 from €25,000, €300 from €50,000, and €500 from €100,000 invested. The reward is limited to 10 referred friends per year.
It is the more rewarding offer in this comparison for major investors, but it requires substantial amounts, and investing involves a risk of capital loss. The amounts come from a dated campaign: confirm them on yomoni.fr.
Which profile is each one for?
Trade Republic if you are a beginner, have a modest budget, want to manage your investments yourself and receive a quick reward without making a large deposit.
Yomoni if you invest substantial amounts, prefer to delegate management and are aiming for the highest reward, while accepting the deposit tiers and market risk.
Both if you combine an 'I manage it myself' allocation (Trade Republic) with a 'managed investment' allocation (Yomoni). The two referral programmes are independent.
Frequently asked questions
Which pays more? Yomoni in terms of the maximum (up to €500), but only with €100,000 deposited. Trade Republic is more accessible (a share worth €5 to €200 with no large deposit).
Which is more accessible? Trade Republic, whose reward is unlocked after an initial investment.
Is there a risk? Yes, investing exposes you to a risk of capital loss with both services.
Check before taking action: amounts and conditions checked in June 2026 and subject to change at any time. Investing involves a risk of capital loss. Visit traderepublic.com and yomoni.fr before making any decision. PlanParrainPromo.fr is not a partner of either Trade Republic or Yomoni.
See also
All verified referral codes, ranked by amount and category:
View all offers →Related guides
PlanParrainPromo.fr is not an official partner of any brand mentioned. Amounts and conditions change, so always check the current offer on the brand's official website before signing up.