Binance referral 2026: complete guide to the referral code and trading commission

First: the regulatory issue

It is impossible to discuss Binance without addressing this point first. In France, the AMF (Autorité des Marchés Financiers) supervises digital asset service providers (PSAN) and maintains an official register. A crypto platform's regulatory status can change, and only this register is authoritative on the date you consult it.

Before using Binance or referring anyone to Binance, check the platform's current status at amf-france.org. This is not a formality: it is what distinguishes an informed decision from a blind gamble. You should also share this information with your referred user, who needs to understand what they are getting into.

How the commission works

The mechanism differs from anything seen elsewhere. You refer someone you know, they create a Binance account and start trading. Binance charges fees on every transaction, and you receive a share of those fees (up to 20%).

In practical terms, if your referred user generates 100€ in Binance fees over a month, you receive up to 20€. With one regular referred user trading at this rate, that represents up to 240€ over a year. Keep three points in mind: the commission applies to the fees charged by Binance, not to the referred user's profits; the exact rate may vary according to your VIP level; and if the referred user stops trading, the commission stops (but anything already received remains yours).

The downside: income that depends on someone else's risk-taking

This is where the programme demands honesty. Your commission is entirely linked to your referred user's trading activity, and therefore to a speculative and risky activity. Cryptocurrencies are highly volatile assets, with no deposit guarantee unlike at a regulated bank: your referred user could lose all their capital. If that happens, the referral could expose you to reputational risk among your friends and family.

Another point to consider is that your commissions are credited in crypto (often in BNB), so their value in euros fluctuates with the markets. The commission is also not guaranteed passive income: a user who trades very little generates little or nothing. This programme only makes sense if you and your referred users understand and knowingly accept these risks.

For referrers: what to do

First check Binance's status at amf-france.org. Then create your account at binance.com/fr and complete KYC (identity document, selfie and sometimes proof of address), which is mandatory to access the programme. Your code and link are available in the referral area at binance.com/fr/activity/referral, which is also where you can track your commissions.

Before sharing them, set expectations with your referred user: they will need to complete KYC and, above all, must understand that crypto carries a risk of total loss. This transparency is not optional; it protects both you and them. Commissions then accumulate as they make trades and are shown by referred user in your account area.

For referred users: before getting started

There are three steps, in this order. First, learn about the risks: crypto is volatile and not guaranteed, you could lose your entire investment, and this is not a decision to take lightly. Next, check Binance's status at amf-france.org. Only then should you create your account at binance.com/fr, entering the referral code in the relevant field during registration (it cannot be added afterwards), and complete KYC. Then check in your account area that the fee discount is active.

Binance compared with the alternatives

Trade Republic is not a pure crypto platform but a regulated broker (shares, ETFs and bonds): its referral programme offers a free share selected by random draw (5€ to 200€), a one-off bonus with a random value, without Binance's risk profile. Coinbase, another crypto exchange operating in Europe, is often perceived as more mainstream, and its referral terms should be checked at coinbase.com/fr. Binance stands out mainly for its recurring commission, which is potentially higher but depends on the referred user's activity and comes with a regulatory framework that must be monitored closely.

Frequently asked questions

Is the commission recurring? Yes, you receive a share of the fees on every trade made by your referred user, for as long as the referral remains active. It is a continuous income stream, not a one-off bonus.

Is KYC mandatory? Yes, for both the referrer and the referred user. It is a regulatory requirement for any reputable crypto platform operating in Europe.

How do you withdraw the commissions? They are credited in crypto (often in BNB) to your Binance account and can be withdrawn to an external wallet or converted according to the platform's options. See the terms in your referral area.

Check before taking action: cryptocurrencies are highly volatile and speculative assets; you could lose all your capital. Binance's status in France must be checked at amf-france.org before any use. Commissions are paid in crypto, so their value in euros fluctuates. This guide is for information only and does not constitute investment advice. PlanParrainPromo.fr is not a Binance partner.

In summary

The Binance referral programme stands out for its recurring commission model, offering up to 20% of the referred user's trading fees and potentially proving highly lucrative with a network of active traders. However, it also requires the greatest vigilance: checking its AMF status, clearly understanding the risks of crypto and recognising that your earnings depend on speculative activity undertaken by someone else. It should only be considered with full knowledge of the risks. Current terms are available on the PlanParrainPromo Binance page.

See also

• Trade Republic referral 2026: a free share to start investing
• Top 10 most profitable referral programmes in 2026