AXA referral: the conditions to request from your local agency

The safe approach is therefore to ask the agency concerned for current written terms before sharing anything. A past campaign, an offer from another agency or the programme of another AXA group brand cannot be used as proof.

What is confirmed and what remains unverified

Questions to ask the agency

Before recommending AXA under a local campaign, obtain precise answers to these points:

1. What are the campaign start and end dates?
2. Which existing customers may recommend someone?
3. Which new customers and insurance policies qualify?
4. Must the recommendation be registered before the quote or contract?
5. What benefit, if any, does each party receive?
6. What event validates the operation and when is the benefit provided?

Keep the written terms. They are the only reliable basis for describing that local operation.

AXA is not Direct Assurance

Direct Assurance belongs to the AXA group, but it is a separate brand with its own customer journey and published referral conditions. A reward displayed by Direct Assurance cannot be presented as an AXA reward. The Direct Assurance guide documents that separate programme.

Comparison with MAIF

MAIF presents a public recommendation page for associations and local authorities, with no reward announced there. This does not establish a national private-customer programme either. In both cases, the rule is the same: never turn a limited or local scheme into a national promise.

In summary

AXA may have agency-specific operations, but no national public scale was verified. Ask the relevant agency for current written conditions and communicate only what those conditions state. The AXA offer page should be treated as a status page, not as proof of a guaranteed reward.

See also

• Direct Assurance referral programme
• MAIF recommendation: verified public information
• Insurance referral programmes comparison