The head-to-head at a glance
| Criterion | Fortuneo | Revolut |
|---|---|---|
| Referrer bonus | Gold: €110 until 31/10/2026 | Amount displayed in the referrer's app |
| Referred-person benefit | Gold: €130 until 31/10/2026 | Check the offer displayed at sign-up |
| Conditions | Depend on the product and campaign | New customer, identity verified, money added, physical card and purchases required before the deadline |
| Timing | According to the official conditions | According to the displayed campaign |
| Nature | Online banking and investment (Crédit Mutuel Arkéa) | Financial app, exchange in 150+ currencies |
The quick takeaway: Fortuneo publishes a scale by product, while Revolut displays a campaign specific to the referrer. You must therefore compare the current conditions and how you will use the account, not just a historic maximum.
Fortuneo: a euro bonus focused on investment
Fortuneo is a French online bank, a subsidiary of Crédit Mutuel Arkéa, offering accounts, cards, PEA and life insurance in particular. As at 1 October 2026, the card campaign offers €110 for the referrer and €130 for the referred person on Gold, and €70 each on Fosfo, until 31 October 2026. The stock-market offer displays up to €80 for each party, subject to conditions.
This is the offer to favour when the referred person has a genuine banking or investment plan and wants a cash bonus. Exact amounts by product change: fortuneo.fr remains the reference.
Revolut: the referrer bonus and speed
Revolut is a European financial app designed in particular for payments, travel and currency exchange, with free and paid plans. For referrals, the amount, number of rewarded referred people, required purchases and deadline depend on the campaign displayed in the referrer's app. The referred person must complete all requested steps before that deadline.
Its advantage is speed and the absence of a required deposit for the basic process. Its limitation compared with Fortuneo is that the referred person's benefit is not systematically a fixed euro bonus; it depends on the current campaign.
Which profile is it for?
Fortuneo if the referred person wants a euro bonus and has a banking project (and can manage the required deposit), or if you, as referrer, are targeting up to €110 on the verified Gold campaign.
Revolut if you are looking for a payments and currency-exchange app and the conditions shown in the referrer's campaign suit you.
Both if you separate the uses: Fortuneo for banking and investment, Revolut for overseas spending and currency exchange.
Frequently asked questions
Which pays more in euros? Fortuneo currently offers up to €130 for the referred person and €110 for the referrer on Gold; the Revolut benefit depends on the campaign displayed in the referrer's app.
Which is faster? Timing depends on the campaigns and validation of the conditions; check the deadlines displayed by each service.
Do I need to add money? Fortuneo's conditions depend on the product. Revolut requires the referred person to add money before making the campaign's qualifying purchases.
Check before taking action: Fortuneo data rechecked on 01/10/2026 and subject to change at any time. Consult Fortuneo and the conditions displayed by Revolut before taking any action. PlanParrainPromo.fr is a partner of neither Fortuneo nor Revolut.
See also
All verified referral codes, ranked by amount and category:
View all offers →Related guides
PlanParrainPromo.fr is not an official partner of any brand mentioned. Amounts and conditions change, so always check the current offer on the brand's official website before signing up.