Revolut Referral - Account & International Payments
Up to €80 reward
Revolut is a British-origin financial app with over 70 million customers worldwide and a $75 billion valuation (2025). It offers a current account with French IBAN, bank cards (physical and virtual), international payments in 150+ currencies at competitive rates, stock and crypto trading, and budgeting tools. Five plans available: Standard (free), Plus (€3.99/mo), Premium (€9.99/mo), Metal (€16.99/mo) and Ultra (€45/mo).
Who it's for and when
Revolut is particularly useful if you make international payments, travel regularly, or want a secondary account with spending tracking tools. It also works well as a primary account thanks to the French IBAN.
Verified amounts and conditions
- Referrer : jusqu'à 80€ par filleul
- Referee : carte bancaire gratuite
- Filleul nouveau client, commande carte, transactions requises
- Payout time : Quelques jours à 2 semaines après validation
How to get it, step by step
- Click the referral link on this page
- Download the Revolut app and create your account
- Order a physical card
- Make 3 purchases of at least €5 each - the reward is then credited
Our analysis
The app is smooth and feature-rich, with a wide range of capabilities from spending tracking to trading. The referral programme offers up to €80 (amount determined per current terms). The referred person must make 3 purchases of at least €5 each and order a physical card. Some transactions don't count (gambling, gift cards, transfers).
Strengths
- Comprehensive and smooth app with many features
- International payments at competitive exchange rates
- Free physical and virtual cards
- Over 70 million users worldwide
Things to watch
- Some transactions don't count for referral (gambling, gift cards, transfers)
- Reward amount may vary - check current terms (up to €80)
- Customer service sometimes slow on free plans
Frequently asked questions
How does the Revolut referral work?
Use the referral link to sign up, order a physical card and make 3 purchases of at least €5 each. A reward of up to €80 is credited per current terms. Some transactions don't count.
Is Revolut a real bank?
Revolut holds a European banking licence (Lithuania) and offers a local IBAN for French residents. Deposits are covered by the deposit guarantee scheme up to €100,000.
What conditions to receive the reward?
You must order a physical card and make qualifying purchases with your Revolut card at different merchants (exact number and minimum amount vary per campaign). Transfers, withdrawals, gambling and gift cards don't count.
Revolut vs N26 vs Wise: which one to choose?
Revolut (70M+ users) is the most complete financial super-app: trading, crypto, multi-currency, French IBAN. N26 (8M users, German banking licence) is simpler with €100K deposit protection. Wise (ex-TransferWise, 16M users) excels at international transfers at real exchange rates. Revolut for all-in-one, N26 for simple European banking, Wise for international transfers.
What are the Revolut plans and their prices?
Revolut offers 5 plans in France: Standard (free, €200/mo free ATM), Plus (€3.99/mo), Premium (€9.99/mo, unlimited FX, travel insurance), Metal (€16.99/mo, 2% savings, 5 junior accounts) and Ultra (€45/mo, unlimited airport lounge access, 10 free stock trades/mo). 12-month commitment on paid plans.
Can you use Revolut as a primary account?
Yes, Revolut offers a French IBAN since obtaining its European banking licence. You can domicile your salary, set up SEPA direct debits and receive transfers. Deposits are protected up to €100,000. However, some users keep a traditional account alongside for cheques or interactions with French administration.
Does Revolut offer stock and crypto trading?
Yes, Revolut allows buying and selling stocks (3,000+ titles) and cryptocurrencies (100+ tokens) directly from the app. First stock trades are free (number varies by plan), then €1 commission per trade. Crypto trading is available 24/7 with variable spreads. Metal and Ultra plans offer more free trades for active investors.
Does the referee also earn money with the Revolut referral?
The cash reward (up to €80 per referee) goes mainly to the referrer. The referee opens a free account and card and, depending on the campaign, may get a variable welcome bonus. The exact referee benefit depends on the current offer: check it in the app at sign-up.
How long does it take to receive the Revolut referral bonus?
The bonus is usually credited a few days to two weeks after validation, once the referee has ordered a physical card and made the required qualifying purchases (often 3 purchases of at least €5). Transfers, withdrawals, gambling and gift cards don't count toward these purchases.
How many people can I refer on Revolut?
The number of referees and the total amount depend on the current campaign: Revolut doesn't publish a fixed annual cap and adjusts its offer regularly. Each validated referee triggers a new bonus, within any limit set by the active campaign. Check the Referrals screen in the app for the current cap.
Do you need a paid plan to refer on Revolut?
No, a free Standard account is usually enough to refer and earn the bonus. Paid plans (Plus, Premium, Metal, Ultra) add perks like travel insurance or more free stock trades, but aren't required for referrals. Still, check the conditions of the current campaign.
Why does the Revolut referral amount change?
Revolut runs referral campaigns that change throughout the year, so the amount can vary (up to €80 depending on the period). The amount shown in your app when you share your link is what applies. That's why it pays to share your link when a generous campaign is active.
Offer verified on 2026-06-05