MAIF recommendation: what is publicly documented for associations

The public evidence reviewed on 4 September 2026 does not support a national MAIF referral programme for individual customers with a fixed reward. No public terms were found that substantiate a fixed amount for the referrer or the referred customer.

MAIF does publish an official recommendation page for associations and local authorities. The page invites an eligible organisation to recommend MAIF to another organisation. It does not announce a cash reward, voucher or fixed benefit for either party.

What is confirmed and what is not

Point	Status	Practical consequence
Public recommendation scheme for associations and local authorities	Confirmed	Organisations can consult the official MAIF page
Publicly announced reward on that page	Not stated	Do not promise money or another benefit
National individual referral programme	Not verified	Ask MAIF for current written terms
Fixed reward	Not verified	Do not display or share an amount
Personal referral code or link	Not verified publicly	Do not invent a customer journey

For an association or local authority

Use the official MAIF recommendation page and follow the process intended for organisations. Before submitting any information, check the current eligibility wording and obtain the other organisation's agreement to share its details.

For an individual insurance customer

The association scheme is not evidence of an equivalent offer for private individuals. If an adviser, branch or customer account presents a local campaign, ask for the current written conditions. They should state the campaign dates, eligible policies, qualification rules and any benefit before the offer is shared.

Comparison with AXA and Direct Assurance

Insurer	Public evidence used here	Reward that can be stated
MAIF	Recommendation page for organisations	No reward announced on the public page
AXA	No national individual reward scale verified	None without current written local terms
Direct Assurance	Separate official programme	Keep the conditions displayed by Direct Assurance distinct from AXA

The distinction matters: Direct Assurance belongs to the AXA group, but its published referral terms must not be attributed to AXA. Likewise, MAIF's public organisation recommendation page must not be presented as an individual customer reward programme.

In summary

The reliable statement is narrow: MAIF publicly documents a recommendation route for associations and local authorities, without announcing a reward. A national individual scheme, a fixed amount and a personal code journey remain unverified. The MAIF offer page should therefore be consulted as a status page, not as proof of a guaranteed reward.

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