Monabanq vs BoursoBank referral 2026: which should you choose?
For bank referrals, Monabanq and BoursoBank compete in the same arena but use different mechanisms. Monabanq advertises a welcome offer for referred customers of up to €280 and an invitation-based referral reward of €30 or €50 for the referrer. BoursoBank, France's best-known online bank, advertises up to €160 for the referred customer and €20 to €60 for the referrer, giving €220 combined. Here is how to decide based on your circumstances. Data rechecked on 12 August 2026 and to be reconfirmed on the official websites.
All verified referral codes, ranked by amount and category:
View all offers →Head-to-head comparison at a glance
| Criterion | Monabanq | BoursoBank |
|---|---|---|
| Referrer reward | €30 to €50 | €20 to €60 depending on assets held |
| Referred-customer reward | up to €280 as a welcome offer | up to €160 |
| Conditions | Account opened through an invitation + welcome offer | Initial deposit + card transactions over 3 months + EasyMove |
| Time frame | Up to 60 days depending on the reward | Depending on the qualifying tier |
| Profile | Online bank | No. 1 in France, 7M+ customers |
The short version: Monabanq promises more for the referred customer, but its maximum amounts require meeting the welcome-offer conditions and accepting a paid account. BoursoBank promises a lower maximum for the referred customer, but with a potentially free account and a more straightforward mechanism.
Monabanq: the highest maximum amount
Monabanq is an online bank whose official page, as at 12 August 2026, advertises €50 for the referrer if the referred customer opens Uniq+ and €30 with Uniq or Pratiq+. The referred customer benefits from the current welcome offer, worth up to €280 subject to conditions. This is the offer to favour if the referred customer intends to use Monabanq as a genuine paid online bank, less so if the aim is simply to have a free account.
A note on methodology: the exact conditions and tier details change, and monabanq.com is the only authoritative source. No amount is guaranteed until it has been confirmed on the official page.
BoursoBank: the benchmark, with clearer conditions
BoursoBank (formerly Boursorama Banque, renamed in 2023) is France's best-known online bank, with more than 7 million customers. Its public offer, active since 6 August 2026 at 5 pm, advertises €20 to €60 for the referrer depending on their assets held and up to €160 for the referred customer. The conditions are explicit: an initial deposit, card transactions spread over three months and an additional reward through EasyMove. The maximum total is therefore €220 combined, not €220 for the referred customer alone.
Beyond the amount, BoursoBank's advantage is how easy it is to recommend: recommending France's No. 1 online bank requires less persuasion, and the conditions are easier to follow than multi-product tiers.
Which customer profile suits each bank?
Monabanq if your referred customer wants the highest welcome offer and accepts a paid account with more supported banking services.
BoursoBank if your referred customer primarily wants a straightforward process and a reassuring bank, with up to €160 for the referred customer and clear conditions.
Both if you want to combine them: each bank's referred-customer reward is received separately, and their uses can complement one another.
Frequently asked questions
Which pays the referred customer more? Monabanq based on the advertised maximum (up to €280 compared with €160), but subject to conditions. For a simple account, the actual difference narrows.
Which is better for the referrer? BoursoBank can offer up to €60 depending on assets held, while Monabanq offers up to €50 with Uniq+. The advantage may change depending on the account opened and your profile.
Are the amounts guaranteed? No, these are conditional maximum amounts that change. Confirm them on monabanq.com and boursobank.com before taking action.
Check before taking action: amounts and conditions checked on 12/08/2026 and subject to change at any time. Visit monabanq.com and boursobank.com before proceeding. PlanParrainPromo.fr is not a partner of either Monabanq or BoursoBank.
See also
All verified referral codes, ranked by amount and category:
View all offers →Related guides
PlanParrainPromo.fr is not an official partner of any brand mentioned. Amounts and conditions change, so always check the current offer on the brand's official website before signing up.