Monabanq Online Bank Referral - €80
€80 shared bonus (€40 + €40)
The Monabanq referral programme offers €40 to referrer and €40 to new account holder. Monabanq is the online bank of Crédit Mutuel CIC group with 400,000+ clients. It offers a current account with a dedicated banking advisor - rare among online banks.
Who it's for and when
Monabanq is relevant if you want an online bank with a dedicated advisor - a rare advantage compared to BoursoBank or N26. Ideal for clients who want online bank prices with traditional bank proximity.
Verified amounts and conditions
- Referrer : jusqu'à 150€
- Referee : jusqu'à 280€
- Ouverture compte Monabanq, conditions multi-produits
How to get it, step by step
- Click the Monabanq referral link
- Choose your plan (Liberté, Pratique, Prémium)
- Open your account online (ID + bank details)
- Make the minimum first deposit - bonus credited after validation
Our analysis
Monabanq offers a current account from €2/month (Liberté) with French IBAN and dedicated advisor reachable by phone, email and chat. Visa Classic or Premier card included depending on plan. Monabanq is the only online bank in the Crédit Mutuel CIC group - guaranteed banking stability. More service-rich than BoursoBank but less competitive on brokerage fees.
Strengths
- Dedicated banking advisor - reachable by phone, email and chat
- Crédit Mutuel CIC Group - financial strength
- French IBAN
- €40 for the referrer AND €40 for the new account holder
Things to watch
- Paid account (from €2/month)
- Less competitive than BoursoBank on stock brokerage fees
Frequently asked questions
Is Monabanq genuinely different from other online banks?
Yes - Monabanq stands out with a dedicated advisor reachable by phone, which BoursoBank, N26 and Revolut do not offer. Ideal for those who want a human point of contact.
How much does Monabanq cost?
The Liberté plan costs €2/month, Pratique €6/month and Prémium €9/month. Additional fees may apply depending on services used.
How much does the Monabanq referral pay?
The Monabanq referral can bring up to €150 to the referrer and up to €280 to the referee, depending on the products taken out when opening the account. Monabanq is the online bank of the Crédit Mutuel Alliance Fédérale group. Exact amounts depend on the current offer and should be checked at sign-up.
Offer verified on 2026-06-05