Best bank & finance referral codes 2026
Comparison of 15 bank and finance referral offers in 2026: Yomoni (€100 to €500 each), Fortuneo, Trade Republic, Revolut and Sumeria.
Finance
- Fortuneo Referral Code - €160 for the referee and €120 for the referrer
- Revolut referral - Bank account and international payments
- Trade Republic Referral - Stock or ETF Subject to Terms
- Sumeria referral - Next-gen bank account and card
- Alan referral - Simple and transparent health insurance
- DEGIRO Referral Code - Welcome offer
- Finary referral - Free wealth aggregator
- N26 Referral Code - Account Opening Bonus
- Nickel Referral Code - €10 gift
- MAIF referral: individuals or associations?
- AXA Insurance Referral
- Direct Assurance Referral
- Snowball referral - Personal finance newsletter
- eToro Referral - Social Trading Platform
- Yomoni Referral 2026: Up to €500 per Referee
- American Express AIR FRANCE KLM PRO Platinum referral link
- Caisse d'Epargne Normandie referral - €80 each
- Orus referral code: 1 month reimbursed up to €100
- Revolut Business referral - Multi-currency business account
- BoursoBank Referral - Up to €160 for the Referee
- Binance Referral Code - Reduced trading commission on crypto
- PayPal Referral Code - Signup bonus
- Wilov Car Insurance Referral
- Luko Home Insurance Referral
- Monabanq Online Bank Referral
- Société Générale Referral - Traditional Bank
- Wise Referral Code - verified invite link and real conditions
- Qonto Referral - Up to €160 for referrer and referee
- Nalo Referral - Life insurance and smart investing
- Shine Referral - Business account for freelancers and self-employed
- Vivid Referral - Neobank with cashback and investing
- Nexo Referral - Bitcoin (BTC) reward
- MyInvestor referral - €25 gross for each person
- Remitly referral - offer linked to the first transfer
- APRIL Moto referral - Invitation by email
Frequently asked questions about bank referrals
What is the best online bank referral offer in 2026?
There is no single best offer. Since 6 August 2026, BoursoBank advertises up to €160 for the referee and €20 to €60 for the referrer. Until 30 September 2026, Fortuneo advertises €160/€120 with Gold or €80 each with Fosfo. Trade Republic awards a share under its current offer. The best choice depends on which conditions you can actually meet.
Can I have both a BoursoBank and a Fortuneo account at the same time?
Yes, absolutely. There are no legal or technical restrictions on holding multiple bank accounts in France. You can open a BoursoBank, Fortuneo, and Revolut account simultaneously and benefit from all three referral bonuses independently.
How long does it take to receive a bank referral bonus?
Timing varies by bank and by each component of an offer. BoursoBank applies separate schedules to the first deposit, card transactions and EasyMove, while the referrer reward can take up to two months after effective opening. Fortuneo, Trade Republic and Revolut use the deadlines stated in their current campaign terms. Check them before signing up.
Does insurance referral (Alan, MAIF, AXA) work differently?
Yes, each insurer uses different rules. Direct Assurance publishes a €50 refund for both parties on an eligible car or home policy. MAIF publishes no national reward for individuals: its official scheme concerns recommendations between associations, with no announced reward. AXA publishes no permanent national scale; any local offer must be confirmed with the agency.