Best insurance referral codes 2026
Comparison of 7 insurance referral listings in 2026, including APRIL Moto (€30 gift card each), Alan, Direct Assurance, MAIF, AXA, Wilov and Luko.
Insurance
- Alan referral - Simple and transparent health insurance
- MAIF referral: individuals or associations?
- AXA Insurance Referral
- Direct Assurance Referral
- APRIL Moto referral - Invitation by email
- Wilov Car Insurance Referral
- Luko Home Insurance Referral
Frequently asked questions about insurance referrals
How long does it take to receive an insurance referral bonus?
Timing varies by insurer and campaign. Direct Assurance states that the refund is paid within two months after an eligible policy takes effect. AXA publishes no permanent national deadline: the written terms of any local campaign must be obtained from the agency.
Can you stack multiple insurance referrals at the same time?
Yes, in most cases. You can for example refer a friend to Alan (health insurance) and another to Direct Assurance (car) simultaneously, as these are different contract types. However, you generally cannot refer multiple friends for the same type of contract with the same insurer during the same promotional period.
What are the conditions to activate an insurance referral?
Conditions depend on the current programme. With Direct Assurance, the referee must take out an eligible new car or home policy through the invitation and comply with the published terms. AXA publishes no permanent national conditions: request the written rules for any local campaign before subscribing.
What is the real value of an insurance referral compared to banking?
Insurance rewards are generally lower than some bank rewards: BoursoBank currently advertises up to €160 for the referee, subject to several conditions. Insurance terms also vary by contract and campaign. Always compare the net reward and the commitments of a product you already intended to take out.