Program under review
Bourse Direct: referral program confirmed, code coming soon
PlanParrainPromo has confirmed, via Bourse Direct's official source, that a referral program exists. The site does not yet hold a verified personal code or link for this brand: this page will be completed once an attributable link is confirmed.
Referral code
No verified personal referral code or link is available yet for this brand.
Bourse Direct's referral program is actually made up of two distinct strands, each running on its own timeline. The brokerage referral strand has applied since September 1, 2025, while the life insurance and retirement savings plan (PER) referral strand remains valid until October 31, 2026. This difference in dates is worth keeping in mind before starting a referral, since the validation rules are not identical between the two strands.
On the referring member's side, the process starts with talking about the program to friends and family, then sharing a personal referral code, which can be found in the account's Profile section. On the referred person's side, the process runs through the account-opening journey: at the very first step, when asked how they heard about Bourse Direct, they must select the 'Parrainage' (referral) option, then fill in the information needed to identify the referring member.
Validation differs depending on the product involved. For the brokerage strand, once the referred person executes their first order, the referring member has a three-month window to place their own eligible orders in order to receive a brokerage-fee reimbursement. The referred person, for their part, must also place their own first order within that same three-month window to unlock the benefits tied to their side of the referral. For the life insurance and PER strand, validation occurs whenever a given referral meets the conditions set out in the offer.
A numerical limit applies specifically to the referring member on the life insurance and PER strand: no more than ten referrals are allowed per calendar year. No equivalent limit is stated for the brokerage strand in the documentation reviewed, and exclusions are likewise not spelled out explicitly.
On the financial prudence side, several points deserve close attention before any decision is made. The offer is explicitly described as being subject to conditions, which calls for verifying every criterion before committing. For a referred person opening a life insurance contract through the referral, a minimum initial payment is required, and part of that payment must be invested in unit-linked funds. For the PER, a minimum initial payment is likewise required. Crucially, any investment placed in unit-linked funds carries a risk of capital loss: the value of these funds is not guaranteed and can move downward as well as upward. This risk dimension should take precedence over the appeal of the referral itself when a prospective referred person is making their decision.
Finally, it should be noted that PlanParrainPromo does not yet hold a verified code for this program, in the absence of direct and complete confirmation obtained from Bourse Direct. Anyone interested in this referral would do well to review the full terms directly with the institution before committing, particularly regarding the investment risk involved.
Official program source : https://www.boursedirect.fr/fr/offres/parrainage